Ex-Pat Loans

Australians working overseas and earning foreign income face a different lending landscape when it comes to purchasing property back home or restructuring existing debt.

Foreign income is viewed differently depending on the currency and the lender, and this can materially affect borrowing capacity, since what one lender will accept, another won’t.

Time spent working overseas can also come at a time when income level is at its peak, and this can present a genuine window of opportunity to grow an asset base back in Australia while conditions are favourable.
Navigating differing lender appetites and policies around foreign income takes specialist knowledge. Our role is to guide clients through these complexities and present multiple options tailored to their circumstances, so they can make the most of that window and stay on track toward their goals.

Despite the geographical distance, Your Lending Solutions delivers a service that guides you through the entire process from start to finish, so you feel supported every step of the way, no matter where in the world you’re based.