Lending Solutions

Comprehensive Lending Across Every Scenario

From first home purchases to complex commercial and private lending structures, YLS provides expert guidance across the full spectrum of finance.

Commercial Lending

Specialist commercial finance for property acquisitions, development projects and business growth — structured around your broader strategy.

  • Property acquisition
  • Development funding
  • Greenfield & transport finance
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Business Lending

Tailored funding to support cash flow, growth and acquisitions — from trade finance and overdrafts to debtor finance and business purchases.

  • Trade finance
  • Business acquisitions
  • Business loans
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Home Loans

Strategic home loan structures aligned with your long-term financial goals while preserving flexibility for future property or investment plans.

  • Borrowing capacity guidance
  • Loan structure strategy
  • End-to-end support
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Investment Loans

Lending designed to maximise borrowing capacity and support long-term wealth creation across residential and commercial investment property.

  • Portfolio scalability
  • Tax-aware structuring
  • Equity leverage
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Construction Loans

Specialist staged finance for new builds, knockdown rebuilds and development projects — structured around your build timeline.

  • Progress draw management
  • Build to completion
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Refinancing

Restructure your existing lending to reduce interest costs, unlock equity and position yourself for future opportunities.

  • Sharper rates & terms
  • Equity release
  • Strategic restructure
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First Home Buyers

Confident guidance through your first home purchase — from borrowing capacity and deposit to navigating government grants and schemes.

  • Government scheme guidance
  • Deposit strategy
  • Pre-approval support
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SMSF Lending

Strategic lending solutions for Self-Managed Super Funds investing in residential or commercial property within superannuation structures.

  • SMSF property strategy
  • Specialist lender access
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Ex-pat Loans

Lending for Australians living overseas — navigating lender policies, foreign income and currency considerations to invest back home with confidence.

  • Foreign income lenders
  • Currency considerations
  • Remote application support
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Private Lending

Discreet, flexible private finance for time-sensitive opportunities and complex scenarios where traditional lending isn’t the right fit.

  • Development funding
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