Confident Guidance Through Your First Home Purchase

As a first home buyer, it’s imperative that you partner with the right professionals from day one, to successfully navigate the process of buying your first home.
At Your Lending Solutions, we understand this is a new experience, and we want to ensure you understand every key step, guiding you through it in a simple, straightforward manner.

We like to start the conversation early, well before you may be ready to move forward with a pre-approval.

The first step is about understanding the mechanics of lending criteria and where you currently sit. Our initial consultation is about providing you with this education and setting clear goals to work toward, even if you’re not ready to act just yet.
Saving for a deposit tends to be the biggest challenge for many first home buyers, so understanding your savings goal is an important part of providing clear direction.

Part of this education process also includes introducing our clients to the various First Home Buyer incentives, grants and schemes, and helping you understand which of these apply to you. We can also assist you in understanding how guarantor loans work, if this is an available option for you.

Once you’re comfortable with your position to buy your first home, the next step is securing your pre-approval, which is important in giving you the confidence to shop with certainty.

Security guarantors are available to those looking to purchase a property but who don’t have the required deposit.
Guarantor loans help borrowers avoid lender’s mortgage insurance, with the assistance of an eligible guarantor. We work closely with our borrowers and guarantors to ensure they have understood the benefits and risk of using a guarantor to fund their property purchase.
Our due diligence involves providing multiple options across multiple lenders where possible, ensuring we present options with the right loan features and the most competitive interest rates from across our lending panel.